Practice area
Debt Recovery
Structured recovery strategies combining clear demands, negotiation and enforcement.
How we assist
Focused advice and representation at each stage.
Our work is tailored to the facts, evidence, applicable Nigerian law and the client's practical priorities. Engagement begins only after conflict checks and formal acceptance by the firm.
- Demand letters
- Negotiated repayment
- Settlement arrangements
- Recovery proceedings
- Loan and commercial debt claims
- Enforcement of judgments
- Asset-related remedies where legally available
From consultation to resolution
We can assist with early assessment, correspondence, negotiation, documentation, court processes, enforcement and appellate review where appropriate to the instruction.
Common questions
Questions clients ask about debt recovery
What is the first step in recovering a debt?
A clearly written demand letter stating the amount, the basis of the debt and a deadline, supported by your records: invoices, agreements, receipts and correspondence.
How long do I have to sue for a debt?
Limitation periods apply, commonly six years for simple contract debts in most states, with different periods for particular kinds of claims. Act promptly.
Can I seize the debtor's property myself?
No. Property can only be taken through court processes such as execution or garnishee proceedings. Self-help exposes you to liability.
What if the debtor is a company that cannot pay?
Options may include winding-up proceedings or insolvency processes. The practical prospects depend on the company's assets and position.
These answers provide general information only and are not legal advice. Outcomes depend on the facts, evidence and applicable law of each matter.
A considered next step
Discuss a Debt Recovery Matter
Share a brief outline of your matter and our legal team will respond with the appropriate next step.
PROFESSIONAL LEGAL CONSULTATION — ₦50,000